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Ian Taylor || February 18, 2026

Home sales slump to start 2026 as correction deepens

Canada's housing market began the year on a soft note, with home sales falling 5.8% from December, according to the Canadian Real Estate Association (CREA). Compared to January 2025, sales were down...

Ian Taylor || February 09, 2026

Why the “Lowest Mortgage Rate” You See in the News Might Not Apply to You

Every week I see headlines like:“5-year fixed rates are now 3.84%.” And almost every week, someone asks me:“Can I get that rate?” The honest answer?Maybe. But maybe not. Here’s why. The Part...

Ian Taylor || January 28, 2026

Rates on hold as the Bank of Canada waits for clearer economic signals

The Bank of Canada held its key policy rate at 2.25% today, a decision that came as no surprise to markets and economists. More importantly, the Bank signalled that it isn’t in a rush to move...

Ian Taylor || January 16, 2026

Canada closes 2025 with balanced market conditions as December sales soften

Canada’s housing market lost some steam in December, closing out 2025 on a quieter note. Home sales fell 2.7% from November, according to the Canadian Real Estate Association (CREA). Compared to...